We secure benefits for businesses from risk management. 

Qualified Risk Profiles & Quantified Risk Appetites Deliver More Protection & Confidence To Our Clients! 

Our IQ-ARTA approach has delivered dividends for our clients, working in collaboration with our insurer partners

Our ‘IQ-ARTA’ 
Business Risk Framework

Our clients have greater business protection and confidence given our unique
approach, supported by 75 years of global experience,
in expertly managing their business risk.

Avoiding (A)

Identifying business process improvements that reduce the chance of impacting events.

Reducing (R)

Identifying threats and their consequences by introducing processes to mitigate them. 

Transferring (T)

Developing transfer strategies, such as insurance or contractual transfer to other parties.

Accepting (A)

Commercial evaluation that identified risk is financially manageable and/or highly unlikely to occur.   

Customised Business
Risk & Insurance Programs

Whilst our methodology is to develop a risk profile framework, from which to establish a customised insurance programme, we have established expertise and experience in drafting specific policy wordings in the following insurance products:

Industrial Special Risks

We are experienced at developing Industrial Special Risk policies that cover multiple sites throughout the world, covering normal risk perils as well as business disruption to your business from loss or damage to a supplier’s or customer’s premises.

Warranty & Indemnity Insurance
(Transactional Risk Insurance)

We are leaders in de-risking merger and acquisition transactions, for both the buyer and seller. Our client’s benefits have included avoiding litigation, bid enhancements, improvement of financial terms and transfer of identified risk.

Public & Products Liability

We formalise client’s risk assessments and quantify their risk appetite as part of their Public & Products Liability solution. This ensures their coverage aligns with their unique business and risk profile, not just satisfies a standard lease condition.

Medical Malpractice

We specialise in Medical Malpractice and understand the limitations of individual medical practitioners indemnity insurances. The exposure to legal action extends far beyond practitioners interaction with patients, it also can include practice protocols, staff errors and system failures.

Motor Fleet

We specialise in developing Motor Fleet policies for groups of registered and unregistered motor vehicles, mobile plant and equipment (including tools of trade), farm equipment, construction plant as well as attachments and trailers.

IT Liability

IT Liability is a combined Professional Indemnity and Public & Products Liability policy specifically created for information technology professionals, contractors & businesses. 

Professional Indemnity

Professional Indemnity provides protection against claims made by a client, alleging they have suffered a financial loss as a result of negligence or a breach of professional duty. This could include faulty designs, defamation, loss of data and intellectual property breach. 

Directors & Officers Liability

Director’s & Officer’s Liability (D&O) will protect (the personal assets of) directors and officers, as well as the Company against alleged wrongful acts committed in the management of the company; for which Directors & Officers of a company can be personally liable under legislation and civilly.  

Investment Managers Insurance (for AFSL holders)

Investment Managers Insurance (IMI) is a conglomeration of policies, which ensures that you comply with license requirement including: Directors & Officers Liability, Professional Indemnity  and Fraud / Crime.


We understand Cyber attacks, data breaches and cyber fraud are becoming more frequent and sophisticated. No matter the size of your business we ensure our client’s Cyber policy covers the relevant business areas impacted, potentially this can include coverage for all eleven.

Industries we specialise in


About Us

4Sight Risk Partners was built on a singular truth – that no two clients’ business are the same, yet all should feel confident in managing their business with knowledge and certainty around risk.       

Discovering they shared the same client-centric focus and dedication to nurturing long-term partnerships Gareth and Grant merged their businesses in 2023 to launch 4Sight Risk Partners.

Our clients secure a strategic advantage from their qualified risk profiles and quantified risk appetite. They leverage our 75 years of global risk, insurance and business expertise, navigating uncertainties and opportunities with confidence.

Find out more


4Sight Risk Partners looks to create value for both our clients and our community, it is one of our core values. We are proud of our Managing Director, Gareth, who for the past 14 years has dedicated himself to helping find a cure for cancer and change lives.  

Gareth introduced the Insurance Advisernet Foundation and colleagues to Tour de Cure. The partnership is now in its 5th year and has helped extend the work of the foundation, who aims to donate $400,000 per year, to helping change the lives of individuals, families, and communities for the better. 

Read more about our community impact